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Thread: Insurance in Alberta

  1. #1
    RHDskyline's Avatar
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    Insurance in Alberta

    I will be getting my first skyline here pretty soon, I don't think any of my local insurance places will cover a RHD car.

    I just wanted to know where you people, in Alberta get your insurance from and how much you pay.


    Any help would be greatly appreciated

    Thanks

    Nathan
    http://www.ukdrifting.co.uk/linkpages/nissan/skyline_drifting.jpg


    Quote Originally Posted by m_melen View Post
    ...it woulda been safer if his harness were made of jello

  2. #2
    GTRCer Insta_AxE_Toast's Avatar
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    I go to statefarm, I pay around 140 a month.

  3. #3
    GTRCer
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    Morgex, 107 a month for PLPD and glass
    1990 Skyline GT-R - Jet Silver Metallic
    It'll run someday

  4. #4
    GTRCer natetheguy's Avatar
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    wawanesa, $119/month for just basic.

  5. #5
    GTRCer Insta_AxE_Toast's Avatar
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    I should note that I have collision on mine and it is a GTR.

  6. #6
    GTRCer BlackAura's Avatar
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    Aug 2006
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    Calgary, Alberta
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    24 year old male, driving since I was 14 w/ drivers ed course when I was 16.

    1 Speeding Ticket (as per when this was done...but in my case I believe my first ticket is "free" because I had such a good record....I now have 1 additional ticket, we'll see how my renewal goes...thankfully the first ticket will drop off next June).

    No At-Fault Claims, one comprehensive claim when my car was broken into last summer (I was told it would not affect my rates)

    Car Appraised at $16,500.

    My Costs:

    $1,000,000 Liability: $1015/year
    Collision ($500 deductible), is $476/year
    Comprehensive ($250 deductible), is $132/year

    SEF 20: (Loss of Use) $30/year
    Basically allows me to rent a vehicle if I lose use of this one, up to $1200 rental costs. I used this when my car was broken in to last summer, well worth it.

    SEF44: $22/year
    This covers you in the event someone hits you without insurance (your own liability coverage goes to your medical costs), or if they don't have enough insurance (your own liability coverage supplements theirs to cover you). Not required, but every broker I've talked to says it's a good decision.

    Total cost to drive during the summer: $1747/year
    Total cost when I park it during the winter: $132/year (comprehensive only).

    So I generally spend about... $1000/year or so on insurance. (Note, I pay the full sum when I renew, then get a refund check in Oct/Nov when I park it for about $800 or so).

    I'm insured with Dominion of Canada Insurance Company, they have been really good so far and I've had no problems.

    Edit: Err...forgot to mention, because I've said it in all the other insurance threads, my Brokerage is Lundgren & Young Insurance. We have offices in Calgary, Edmonton, Lethbridge, and Camrose. I work for them but do software development, I am not a broker and can't help you, sorry, but I get really good service with them
    BlackAura (Kevin)
    1991 BNR32 Nissan Skyline GT-R (Zele International Car)
    1995 ZX600C8 Kawasaki Ninja 600R
    2003 Wrangler Jeep TJ Rubicon

  7. #7
    GTRCer NismoS-tune's Avatar
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    28 years old, 1 excess speed ticket per year (it seems) in the last first 3 years but not last year.

    2 GTRs. 1989 and a 1991. $1280 per year, full coverage on both, including fire/theft/vandalism. Going through Access insurance in edmonton via ING broker.
    Black 1991 GTR. Serious garage stand mantle/parts car.
    Black 1990 Pulsar GTiR. For sale. $5500
    Black 2010 Subaru WRX. Weekend warrior.
    White 2012 Ford Explorer Limited. Family wagon.

    Sorry for my offensive comments, I r socially retard.

    start by having A ROLLING GTR then we talk u ******* mofo funzy little *****
    lol

  8. #8
    GTRCer Braden @ JNS Imports's Avatar
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    Hey Nathan,

    Go to Alpine Insurance on 3rd Avenue just east of Alpineland. Speak to Martha, she will hook you up Don't go on fridays as she only works monday to thursday!

    If you need an inspection shoot me a PM, the mechanic I use is very unbias to RHD cars and skylines and is an awesome guy.

    I pay about $110.00 a month for plpd & fire/theft.

    Quote Originally Posted by RHDskyline View Post
    I will be getting my first skyline here pretty soon, I don't think any of my local insurance places will cover a RHD car.

    I just wanted to know where you people, in Alberta get your insurance from and how much you pay.


    Any help would be greatly appreciated

    Thanks

    Nathan

  9. #9
    GTRCer
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    Aug 2007
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    edmonton
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    i was paying 240 a month for full coverage, im 21, with 1 accident, 1 ticket going through meloche monnex.

  10. #10
    GTRCer Zacho's Avatar
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    Jul 2008
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    Edmonton
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    220 month, young driver full coverage including complete glass...thought its a good idea since my cars glass (c33) is retarded expensive. No tickets (minus exhaust...lame) no accidents

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