Ontario Insurance companies that insure RHDs...as of today

[Oakville]

I know Steve has his thread, but a lot of that is dated now. As of today, which companies insure RHDs, and whats required to get a policy. (Must have had previous policy, certain age, etc.)

I am 18, G License, with 2 cars on a policy (incl. Skyline). I am currently with Allstate now.

I am hoping to find some variation of a collector car policy, as I have a daily driver/winter car. The only CC policies Ive found require 10 years of licensed driving experience, which are through Lant.

Any feedback is greatly appreciated, thanks everyone.

[Snake556]

^ +1 on this info. I'm curious as well. I'm gonna need insurance as well, and I don't want to just be getting doors slammed in my face as soon as I say "Skyline"

[Nexsys]

Ontario, 1 choice as of right now, Facility, welcome to 500/mo +

i've been thought over 50 diffrent companies and over 300+brokers that i managed to find in ontario..... all can only do facility....

[Snake556]

I was afraid of that

[G.T.R]

Its not hopeless as you may seem, apparently RBC is now picking up all the RHD vehicles, and dejardins does it but they are only interested in doing stock cars, so if you think naming off all your mods to increase value think twice as they wont insure you learned that the hard way. So those two are the only real hope, and its what is killing the value of everyones cars as no one wants to buy something you cant put on the road.

[Snake556]

Whoa whoa whoa, wait, Desjardins will insure stockers? This is good... I like this...

And come onnnnn, RBC! Nice to hear that some insurance companies aren't TOTAL losses!

[G.T.R]

Yes, but please use this sparingly, as much as I would love to help the community calling them every other day with different cars etc will throw red flags and get them off of the band wagon. But also keep in mind other things affect your policy, I have a clean record and a LHD car I drive in the winter. So they see that hey maybe this vehicles is not a 24/7/365 car that will get banged up in winter and get lots of claims, just be very careful and make sure your clear, because telling them its stock get into an accident and they find ANYTHING not disclosed your coverage is gone and your toast.

[Nexsys]

really? rbc? they told me to go &$^# myself..... so did dejardins.... maybe ill have to retry them

[aN4rk1]

This is 100% truue for Dejardins. When I was calling around, they seemed to be willing to insure but yes your car HAS TO BE STOCK! You have to jump through a lot of hoops and sign a lot of papers but its doable. I got denied because my car was modded (intake, exhaust, wheels....yea huge mods...) and the guy said if there is anything done to the car that increases HP by 1, you will be denied.

[326_godzilla]

I was insured with statefarm along with my accord + house + life...so i dunno if that helped me getting insured for my gtr.

The only difference is with the accord they never took pics of the car, but when i got insurance with the gtr the broker came over and took pics lol.

Moved on though, gtr is with Lant.

[Nexsys]

state farm will insure if you have a car already insured with them for 6months to 1 year.

[Nismoist]

But also keep in mind other things affect your policy, I have a clean record and a LHD car I drive in the winter. So they see that hey maybe this vehicles is not a 24/7/365 car.

Also if you use public transit as a DD (may have to provide proof) then they may insure your car as a pleasure vehicle even if you dont have a second car.

[Nexsys]

Called state farm today, still told me wont even look at it til i have a car insured with them for 6+ months, rbc again told me to **** right off and ill be called dejardins tomorrow, with hope will work

[aN4rk1]

Called state farm today, still told me wont even look at it til i have a car insured with them for 6+ months, rbc again told me to **** right off and ill be called dejardins tomorrow, with hope will work

Good luck with Dejasdin. Is your car stock?

[Nexsys]

everything cept hood, fenders and rear bumper lol