Ontario Insurance companies that insure RHDs...as of today

[den80]

yes I did and he gave me the quote,which was very high ,so I will stay with Hagerty insurance for now and cancel my membership.

[DANTHEUSEDMAN]

have you heard anything I haven't heard anything since first email

[den80]

received email on Friday from cornerstone insurance agent,they will contact me next week for a quote,i will update here when I get some more info.

[rvander1992]

Anyone get their quote yet? Rhd club has just been advertised on the facebook page again at this point they must be insuring some people

[future_R34]

Ontario Insurance companies that insure RHDs...as of today

I have been trying to get in contact with rhdclub for a year, it's a lost cause.... Cooperators insure skylines. That's who I'm with (in Newfoundland) I pay $145/month for my skyline and brand new hrv....... You poor guys in Ontario pay out the ying yang!


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[den80]

I joined rhdclub, and filled out the info a week ago , have heard nothing but I paid the $10 for the membership. has anyone else done this yet?

Same thing here,paid for membership and filled up application last Friday. Did not received any response yet.

[DANTHEUSEDMAN]

Jon thanks for the supportive rant! Lol.

I asked my State Farm agent about the 6 month rule today, and he wouldn't even look into it himself, in the fewest words possible he said he forwarded my question / e-mail to the underwriter. Ever since they sent me the letter cancelling my RHD policy, the customer service has dropped off the face of the earth. God forbid I as a customer desire a profeesional response and detailed explanation regarding the cancelling of my Skyline policy, lol. So I will be moving all my oher business elsewhere as well.

I have contacted about 30 brokers and insurance companies in the last few days... One was pretty sure she could get me RHD insurance through Echelon Classic at a quote of $92 a year... After some discussion with their underwritter, it came back as a no... She then got me a Facility Quote at $210 a month, which is not terrible, but it is double what State Farm was charging me for the Skyline.

A friend referred me to a broker recently, that broker says that they can get me coverage for the Skyline through the regular market without an issue. I have a phone call with that broker tomorrow, if it pans out I will ask her if I can refer other RHD's to her. Dunno if she is making an exception for me or what, so not going to reveal he source without permission.

Any news from the broker?

[DANTHEUSEDMAN]

I joined rhdclub, and filled out the info a week ago , have heard nothing but I paid the $10 for the membership. has anyone else done this yet?

[louis110]

Rejoice Ontario! A viable option is now available.

https://www.rhdclub.com/how-to-get-club-insurance/

Not sure how it all works but you'll be damned sure I'm signing up whenever I move back to ON. No need to sell the car! Yay!

[84ML32]

I gave up on commuter insurance years ago when State Farm did the exact same thing to me. Issued the insurance no problem and then two months later pulled the same nonsense. And that was back in '09 or '10. Fortunately have a service van for work and the DD econobox so I went with Lant/haggerty. Car needs reappraisal since rebuild as it's not labeled it's new value due to the initial appraisal during the build. Paid $180 for the year after tax no km restrictions just need proof of clean record, 25+years old and insured DD car in your name as primary. Asked the broker for an estimate at $30k appraisal and she said between $575-600 per year. Might be the way to go if you fall in that criteria. Good luck!

[TheHire]

Jon thanks for the supportive rant! Lol.

I asked my State Farm agent about the 6 month rule today, and he wouldn't even look into it himself, in the fewest words possible he said he forwarded my question / e-mail to the underwriter. Ever since they sent me the letter cancelling my RHD policy, the customer service has dropped off the face of the earth. God forbid I as a customer desire a profeesional response and detailed explanation regarding the cancelling of my Skyline policy, lol. So I will be moving all my oher business elsewhere as well.

I have contacted about 30 brokers and insurance companies in the last few days... One was pretty sure she could get me RHD insurance through Echelon Classic at a quote of $92 a year... After some discussion with their underwritter, it came back as a no... She then got me a Facility Quote at $210 a month, which is not terrible, but it is double what State Farm was charging me for the Skyline.

A friend referred me to a broker recently, that broker says that they can get me coverage for the Skyline through the regular market without an issue. I have a phone call with that broker tomorrow, if it pans out I will ask her if I can refer other RHD's to her. Dunno if she is making an exception for me or what, so not going to reveal he source without permission.

[Dragon Humper]

A flaming bag of dog poo? They can't just cancel the policy right out from under you. They may say they can but they can't. Unless you have violated some part of the policy as it is written to you, some change of heart after the fact doesn't wash. They don't have to renew, but they can't just cancel it outright without it running its course. File a complaint for sure, probably won't get you much though.

I revert to the flaming bag of dog sh1t stuffed into their mail slot.



Jon.

[TheHire]

So State Farm has decided to cancel my RHD insurance policy 2 months in, stating the vehicle is not elligiable due to it being RHD.

After much discussion with the underwriter named Gene Lee, and agent Michael Tessier. They have told me me that they no longer insure RHD period and never mentioned anything about the 6 month rule.

They have since stated that they filed a rule against insuring RHD with the FSCO in 2013... When I mentioned that other people have gotten RHD policies since then, the only response the underwriter gave me was that it is hard to apply the rules equally across the board and that some policies may have slipped through.

I'm pushing near 40 years old, no tickets in like 8 years, clean record. I brought over my home and 3 cars to State Farm in May of this year, because they quoted me a great rate on my Skyline and said it would be no problem to insure.

Now i'm being shafted. Any advice?

Do I have grounds for wining a complaint filed with the FSCO for unfair practices?

[TheHire]

State Farm wants me to be with them for a year,before I can bring in GTR.

I have recently proved that this is not a hard limit for State Farm... They are willing and able to insure a RHD Skyline without a waiting period.

Your approach was either not tactful, or you are too young, or you're not bringing them enough business to make them keen to have you as a customer.

Hope you find insurance!

[den80]

State Farm wants me to be with them for a year,before I can bring in GTR.