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Insurance for ontarians.
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Insurance
To all my RHD friends. i am also a member of this club. jut not with a beastly car as yours. i dive an s13 silvia. but my mom works for belair direct who is owned by ING..yadda yadda yadda. she told me tonight the ING Novex is now insuring RHD vehicles as more then just non commuting. no clasic car sunday driver deal. i got quoted 4600 for full coverage. im 18 with my g2 for just over a year. just putting it out there. give them a ring guys. glad i could help. have a good one.
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I just got a call from my family's insurance company (co-operators) and they said they don't have a listing in the book for it, so they'll base it on price ($14,000) and fees from this.. "facility" thing.. not sure what it was. oh and it's a high-risk vehicle.
anyway, it worked out to $4809/year
that's only liability.
that's actually less than what I paid a year ago with my first car (eclipse turbo) and a G2. I paid $460/month. got my G a couple months later, had no tickets.. so when review rolled around in the new year, it dropped to only $260/month. I'm 18 now so I've still got some deductions to go through @21,25 etc. hopefully I can hold out that long haha.. I don't want to substitute an RSX or celica or anything for a skyline lol.
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if you are in need of a 19a policy and are younger than 25 years old. find a broker to deal with optimum frontier they were willing to insure me with a 19a, it was costly though, like $4000/yr.
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From what i have found. it's actually easy to get a GTR insured under the right circumstances.
If you have a daily driver you can insure it as a classic/leisure vehicle.
ING will do it, just find a broker that deals with them. They WONT do a 19a endorsement though, so that kinda sucks ass.
Also, if you own a vehicle in Ontario and have an Ontario registration. You can't be refused. Now certain companies can say no, which they will. You need to find a broker that deals with "High Risk" markets, i know it sounds scary. I don't know the exact term but "Facility" insurance i've heard a lot lately. Basically they can't say no, BUT is wont be cheap.
With ING, my 2001 Tacoma and 90 GTR appraised at $20g. both full coverage. would cost $305 / month, that's with an OPCF 19. i'm 22, clean record. that's insured as a leisure vehicle. NO COMMUTING.
I got a quote for just a normal insurance it was around $2600 / year. Again only a OPCF 19, not a 19a
Nobody wants to agree to a 19a policy because in that case it actually favors the car owner and not the insurance company. They are all crooks, there's no doubting that, it's just a matter of finding one on a good day.
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OK if u currently have insurance on another car OR you are on your parents policy you car goes on without a hick up
Here are 2 ppl I know will take RHD cars.
Certa's Direct will take you so long as u want to make the wait.
And here is my personal save that I no longer need
Zehr Insurance brokers. These guys know RHD cars and wont hassle you.
Just 411 the #'s and u should be ok
*please note these companies should insure I cant predict if you have any tickets, or a bad drivers license, or your car is intensely modified beyond belief.
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Just added my 92 skyline gtr to my State Farm policy, other then talking directly to my agent instead of the data entry person (vin doesn't fit in the system) No real problems and cheaper then my bikes.
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i am also having trouble find some companies that will give me a quote, the only one that gave me a quote was the co-operators for 440 month everyone else said no. would like know if there any other i can call?
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Any updates of companies lately that will insure them. All i've been getting is NO's :hit_head:
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In ontario....
So, has anyone recently get insured in Ontario ? I'm still looking and got refused a couple of places so far....
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So nobody has a solid connection for insurance. This is getting kind of frustrating. There has to be a Company that insures them.
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i called them, they said no, so im gonna see if i can get someone else to do it, and just move both car, cant wait till bel air asks why im leaving. oh well im getting screwed with them right now anyway 430 a MONTH for full coverage and 0% liability but still that some hard core ass rape.
I think i may get an ontario vin when the car gets here.
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i remember calling bel air in august 06 and as soon as i said RHD they so no. they didn't even care about why kind of car it was. Then again i didn't have any policy with them.
I think most companies want you to have a daily driver insured with them, it also give you some sort of a bargining chip. then get a 19a policy and you should be good to go.
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Right now im getting shafted by Bel air direct for insurance on my WRX, do you think since im already with them, i can ask them for a quote for my GTR ?
since ill only be paying for like the good weather part of the year, im not to worried but finding someone for insurance specially with a rather well modded car like this i dunno how hard it will be...
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Ya and I can't WAIT for people to start using Lant when all else fails, then miss-using the policy and screwing that one up for us as well.....it will happen. Can't wait to get my letter....
That re-vin thing seems to be the best solution as of right now for those who want a daily driver..
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