Insurance for ontarians.

[judasentinel]

Im insured with Lant too.......less than $200 a year....can't complain. Besides, i ave my Pathfinder for daily drives and "talking-on-the-cellphone-while I drive-my-truck-to-go-shopping", lol.

I love Lant's service. The process was quick and convenient. Just had the appraisal done and that's all.

[G.T.R]

True. I am going this route cause I am a secondary on my moms car. And the skyline will be more like just in case I need to go to work ( can park it in a covered area) or to school ( friend lives 20 secs from school so i park at his house). Otherwise if a ride is available I will take that ride. For example I am car pooling to school on week a friend of mine takes me one week i take him. I went this route because paying 400 bucks a month just to drive seems a little much. I really wish there was a medium but nope. I thought I could pay more and get a higher km limit but its iether 220/yr for a GTS T or 4,000 a year for a GTS T which one would you pick ?
Steve

BTW my company does allow you to drive in the winter. But not when its snowing like crazy. besides if its snowing like crazy i dont go out anyways. Only thing is if you do bend these rules and get into parking lot fender benders, it comes out of pocket, and I dont plan on making any claims, I hope everything works out cause next year im going full time insurance. But like I said user beware, you can bend the rules slightly but push to much and break it may constitute insurance fraud.

[RixR32]

Most "classic car" insurance policies (eg: Lant Silver Wheels) stipulate certain things you may NOT use the car for.

Here's what Lant's is:

1. No use for work purpose or commuting to/from.
2. No daily errands/shopping, unless out for "a drive" (careful with parking lot
claims!!)
3. Also, you must have another vehicle insured normally somewhere as your
daily driver (they will confirm this)
4. You must have at least 10 years driving experience, from when u got your
FULL G if you went thru graduated licencing.
5. They also SUGGEST winter storage, but it is not a requirement, and
coverage is year-round, but consider why you would use it then......

You are NOT restricted to weekend use, there is no mileage limit, just conform to the above.

To 1989GTR, I would like to know how, and what company a 21 year old has classic insurance with. Maybe it would be even cheaper for me being 30.
Even tho I'm only paying $265/YEAR for FULL COVERAGE with Lant. ($13g appraisal GTS-T)
At that price, I'm not complaining about the restrictions.
I don't use it for work (kinda hard to haul 45,000lbs with a Skyline), and if I'm gonna spend the kind of coin these 15+ year old cars go for, I'm gonna take care of her and put her to bed for the winter.
I'm also not taking her to the cell-phone-using too-big-for-you-SUV-driving soccer-mom infested waters of my local WalMart.

JUST AN FYI for people wanting to go this route for insurance......
At least with Lant, a letter has already been sent out regarding the useage of the "newer" 15-24 yr old vehicles they have been insuring LATELY. Sounds like an influx of JDM's to me. It was a reminder to stick to their usage restrictions due to a number of claims resulting from mis-use. Obviously they are paranoid about these cars and are testing the waters....

So P P P PLEASE, if anyone insures their Skyline this way, lets not have ANOTHER insurance door slammed in our faces by abusing it......I'd HATE to lose my insurance cause some jackhole couldn't afford insurance elsewhere for their daily driven Skyline :hit_head:

Sorry for the long post, I'm bored...


Rick

[skyline_obsessed]

Yeah i know they dropped the ball cause they got bombarded with people in RHD cars so yeah. Theres a couple other ones. Like Zehr auto insurance if you go like me and the collector car route ?
steve

collector car route whats this and i need 2 way insurance

[G.T.R]

Yeah i know they dropped the ball cause they got bombarded with people in RHD cars so yeah. Theres a couple other ones. Like Zehr auto insurance if you go like me and the collector car route ?
steve

[skyline_obsessed]

If you live In Ontario and drive a skyline, or any other right hand drive car. I have found a financially affordable insurance company that is more then willing to insure you. It took me a couple hours to find them. and now I am here to share it with you. The insurance company is called Certa's Direct Insurance. there number is 1-888-298-0692. So instead of spending hours trying to find insurance and getting No's, and high rates. Call them you will be pleasantly surprised. I am 17 years old with a G2 and they want 3400 for me to drive a GTS 4.

So if your looking give them a call
Certas Direct Insurance Company
Telephone : 1-888-298-0692

hello i have phoned tha company to get a quote for my new skyline and they told me that i have to wait 8 weeks to properly do this i was not impressed at all they have many requirements and it takes to long who in there right mind will wait 8 weeks for a freakin quote? not me... im sorry but they get 2 thumbs down

[superdaveosbourne]

I go through Guardsmen Insurance, a subsiduary of Waterloo Insurance, here in Kingston. For me, 23 y/o, no accidents or tickets, single, it costs me around 1300$ a year, all year round for a '92 GTR, insured for 20 000$. There was no waiting period, only needed to get them an appraisal and a copy of the safety that was done to the car.

[maverick2]

http://forums.gtrcanada.com/showthread.php?t=19889&highlight=insurance

[timo]

i called Certas they said the 4-6 weeks and they required letter of abstact, appraisal, and a letter of experience
i also called that calvin guy and he said its gonna be hella expensive
allstate and this was a buddy of mine said they didnt insure RHD unless you already have our home and other cars insured then they'll let the RHD slide


can someone help a brother out im thinking about buying the gtr now and insuring it later cause im getting it for a good deal

read the post above you pal !!

[PLUMP]

i called Certas they said the 4-6 weeks and they required letter of abstact, appraisal, and a letter of experience
i also called that calvin guy and he said its gonna be hella expensive
allstate and this was a buddy of mine said they didnt insure RHD unless you already have our home and other cars insured then they'll let the RHD slide


can someone help a brother out im thinking about buying the gtr now and insuring it later cause im getting it for a good deal

[timo]

thanks to gtr user shred , who put me on to Program Insurance Brokers i am getting mine through them , very helpful , no appraisal , and no long waiting time , here is the number ask for Luke , 519-669-1631

[maiko12]

I am with Asger Petersen Insurance Brokers...and the parent company is Pilot insurance company, just liability only. i got this reference last year from someone on the forums.....i forget who it was...anyway
Unfortunately dont offer insurance to our type of cars now... i just resumed my insurance because i was still paying for fire and theft on the vehicle over the winter...but the others who cancelled then came back were not so fortunate......

so i guess this is one company you shouldnt spend your time calling....
-mike

[G.T.R]

lol I got my GTR appraise cause its not in the black book, and its getting insured as a classic car (15 years old and older with a professional appraisal)
Appraisal cost me $100 and im paying $230 a year fully covered for a GTR and im covered up to $20000 lol get this i'm 21 years old hehe

Hes insuring it as a classic car aka classic car insurance, so he propbably insured it as a fair weather car you know only driven on weekends and to car shows etc. But if you drive outside of that and get into a wreck good luck getting insurance to pony up any money.

[ArthurSkyline]

Yah 1989GTR!
Wouldn't be too painful for you to volunteer a bit of info, right?
I'd get that action ASAP.

[BurlyR32]

With what insurance company?? I might jump on that