Insurance for ontarians.

[Nismoist]

Brent....how do you have a F class licesense?? LOL

Random thing to have I know but I needed to drive a 15 passenger van for a university field course in Texas. I have maintained it because it is useful now and then.

[Spencer87]

yeah i called Brister Insurance Broker out of Prescott ON..they can only do facility..and they want $4000 premium.ouch

I was paying 4400 til I lucked out, I know the pain. If you were planning on parking it for the winter, you might as well consider reaching out again in Jan/Feb, might have better luck.

It would be a shame to have to get rid of her, just because you haven't found the right insurance company yet.

[aN4rk1]

I realized I never posted my insurance story so here it goes (for my 100th post)

Model: 94 R32 GT-R VSpec II
Mods: Virtually stock (exhaust upgraded)
Age: 28
License: F
Tickets: Perfect Record
Appraisal Value: $30,000
Price: $1,800/year (I went for some additional coverage that upped it to $2,000)

So I called my long time insurance agent and asked for a quote, she went to Dominion and they said no, 10 months earlier it was no problem. Dominion said that the Skyline was designed for racing and wasnt insurable. She called around to every other insurance lead she had (except facility) and no one would insure it. She didnt think anyone would insure it except facility but I didnt want to pay their rates.

Based upon this and the recommendations of a few on the forum I decided to contact Urzula from Allstate. She was very helpful and provided me a good quote. I was ready to switch but I decided I should call my Dad since the brokerage firm is one of his clients and I was going to change my condo insurance to Allstate as well. He asked me to wait a day so that he could contact the President of the brokerage firm to let him know. The President said no way in hell are they going to deny this and called and gave Dominion crap until they agreed to insure me.

Long story short if you are a long term client of an insurance company yell and complain as far up the chain as you can and you might get somewhere.

Brent....how do you have a F class licesense?? LOL

[JVizZLe]

yeah i called Brister Insurance Broker out of Prescott ON..they can only do facility..and they want $4000 premium.ouch

[Snake556]

Safety should be good for you now, unless you get a request for a Vehicle Inspection from a cop. Only need to do it if ownership transfers, I believe. Emissions is... every few years? :S Not sure on that one. Sucks about your car, man!

[JVizZLe]

yeah i called urzula again yesterday and i BEGGED for her help and she said they cant take anymore skylines..she said she was gonna pass my info to another girl that will call me back..she never did...blahhh... yeah , i called everyone on this thread, i begged, asked for help but ive never tried yelling..mybe i'll try that..

off topic but when you get safety and emissions, how long is that good for??? cuz i did mine like a month ago..wondering if its still valid..

i'll try for one more month and if i still cant get a quote i guess i'll sell my skyline...anyone knows who wants to buy a r33??lol

[Nismoist]

I realized I never posted my insurance story so here it goes (for my 100th post)

Model: 94 R32 GT-R VSpec II
Mods: Virtually stock (exhaust upgraded)
Age: 28
License: F
Tickets: Perfect Record
Appraisal Value: $30,000
Price: $1,800/year (I went for some additional coverage that upped it to $2,000)

So I called my long time insurance agent and asked for a quote, she went to Dominion and they said no, 10 months earlier it was no problem. Dominion said that the Skyline was designed for racing and wasnt insurable. She called around to every other insurance lead she had (except facility) and no one would insure it. She didnt think anyone would insure it except facility but I didnt want to pay their rates.

Based upon this and the recommendations of a few on the forum I decided to contact Urzula from Allstate. She was very helpful and provided me a good quote. I was ready to switch but I decided I should call my Dad since the brokerage firm is one of his clients and I was going to change my condo insurance to Allstate as well. He asked me to wait a day so that he could contact the President of the brokerage firm to let him know. The President said no way in hell are they going to deny this and called and gave Dominion crap until they agreed to insure me.

Long story short if you are a long term client of an insurance company yell and complain as far up the chain as you can and you might get somewhere.

[Nismoist]

What about Urzula with Allstate? She has insured a bunch of people on here recently.

[JVizZLe]

i cant get a quote from anyone..i have money and a gtr but no quotes..clean record im 25..called every number on this thread..but they keep saying they dont do gtr's anymore..so yeah..help?

[Spencer87]

bummer dude, if you don't mind me asking, whats your current hurdle w/insurance?

[JVizZLe]

no luck here..i have a parked gtr for a month now... =(

[gtrbubba]

Well, i managed to get a quote for insurance that decent, $150/mo, or $1800/yr, if anyone would like the contact info let me know

Model: 91 R32 GT-R
Age: 24
Licence: G2
Tickets: 0 Perfect Record
Appraisal Value: $14,500
Price: $150/month
Company: PM ME!

Now all i have to do is fix my lights, get it safety tested, and i can get my insurance going, then the joys of plating the car and thinking of something funny to put on the plate...

Model: 92 R32 GT-R
Age: 45
License: GM
Tickets: 0 Perfect Record
Appraisal Value: $12,000
Price: $78/month


Ahh, the benefits of being an old fart!

Also, it's a major Ontario/US company (not someone you've never heard of!)

[Nexsys]

Well, i managed to get a quote for insurance that decent, $150/mo, or $1800/yr, if anyone would like the contact info let me know

Model: 91 R32 GT-R
Age: 24
Licence: G2
Tickets: 0 Perfect Record
Appraisal Value: $14,500
Price: $150/month
Company: PM ME!

Now all i have to do is fix my lights, get it safety tested, and i can get my insurance going, then the joys of plating the car and thinking of something funny to put on the plate...

[gtrbubba]

re-VIN nonsense...

Once your insurance company finds out that your car is RHD, you will be toast! Re-VIN is a pointless exercise, unless you like intentionally lying to your insurance agent.

RHD is what it is all about, not VIN. Just because some dude can type in a VIN does not mean that you're in the clear.

Sheesh!



FYI, I noticed that that the vast majority of Porsches in Japan are LHD, and just for giggles I gave my insurance agent the "rest of the world" VIN from a 944S2 at a USS Tokyo auction.

He couldn't look up the VIN, but when I said it was LHD he said could care less where it came from as long as it was able to be legally registered in Ontario is all that mattered, and in this case it would cost exactly the same as a domestic equivalent to insure.

Basically, VIN is meaningless, it's what the car is that counts, and in the JDM or UKDM markets that means RHD.

For ontario Re-vin:

you need to call
416-252-3441 and speak with Sheila. Ask her for a re-vin application.

...

this will help in insuring your car here as any insurance company can plop the vin into there system, because of this you will not have to deal with the underwriters(they're the ones who refuse to insure you).

[aN4rk1]

Update on my info, I just turned 25 not too long ago. Called Urzsala and BAM, rate dropped. Here is new info:

Model: 91 R32 GT-R
Age: 25
Licence: G
Tickets: 1 Speeding Ticket (129 in 100 Zone)
Appraisal Value: $13,500
Price: $160/month !!!
Company: Allstate