Ontario Insurance companies that insure RHDs...as of today

[ruckusx2]

i pay $620 a year for my car with a classic ins.co with full coverage

[Oakville]

lol yeah I was gonna say, Mallorytown with a population of less than 3000, rates will be cheap. anyone living in the gta, basically hamilton to ajax and toronto to brampton can expect to pay more.

[xyz999]

Bingo! I live in Sauga and I pay $165, full coverage. Thats a DAMN good deal.

LOL, you care to expand on that?

[Spencer87]

Bingo! I live in Sauga and I pay $165, full coverage. Thats a DAMN good deal.

yeah, Im not far off that now thankfully. A couple years back, I was doing some research. If I lived another block east (so the eastside of bayview), I would have lowered my insurance about a third so it just shows you how much it matters.

[aN4rk1]

guys..im paying 95.00 a month for my skyline..and im 19..256 sucks..wooooo and i pay 38 a month for my 92 integra winter beater...i dunno where u guys shop for insurance ahah

Bingo! I live in Sauga and I pay $165, full coverage. Thats a DAMN good deal.

[Harvey]

guys..im paying 95.00 a month for my skyline..and im 19..256 sucks..wooooo and i pay 38 a month for my 92 integra winter beater...i dunno where u guys shop for insurance ahah

Because you live far far away in a small town. The insurance cost a lot more in the big city.

[trickey1991]

guys..im paying 95.00 a month for my skyline..and im 19..256 sucks..wooooo and i pay 38 a month for my 92 integra winter beater...i dunno where u guys shop for insurance ahah

[Oakville]

256 for a skyline is very cheap, consider yourself lucky.

[ac1992skylinegts]

The only place I could find to insure my skyline was facility. Its rediculous!!! Im paying 256 a month for my skyline and 76 for my civic

[Snake556]

Guy I know got nailed for driving without insurance (his car got smashed into). He had to pay $3500 as a fine (and that's getting off VERY lightly), and none of the damage to his car was covered. For the love of God, do NOT drive without insurance or drive something you shouldn't be (insurance fraud). It's just going to hurt us more

[Xeno-Vibe]

this thread pleases me.

[advent]

My representative never mentioned that because as soon as she said theft, fire, and recovery are not covered I said I don't want it. Thanks for the heads up though

[Nismoist]

Correct. As stated by RixR32, it's insurance fraud and the underwriter can deny a claim and terminate your policy in a snap. The only thing they can't get out of paying is an injury claim for any other people hurt/killed in an accident.

+1

If you get caught and charged with fraud not only will you have legal bills which will far outweigh any insurance savings but you will also be getting insurance for everything you own through Facility for their sky high rates for a long long time.

On a more macro scale getting caught with something like this would reinforce the opinion of the insurance companies that RHD owners are dangerous risks and should not be insured.

[johnnyjohnny]

Clarify there, if something happens while you're driving, they will terminate your policy because youre not 10yrs experienced (I think...)

Correct. As stated by RixR32, it's insurance fraud and the underwriter can deny a claim and terminate your policy in a snap. The only thing they can't get out of paying is an injury claim for any other people hurt/killed in an accident.

[RixR32]

Doesn't matter who's name it's under for classic insurance. THE DRIVER has to have the experience they require.
If you tell them you're not driving it, thats FRAUD.
For yours and everyone else's sake here, don't do that.