Ontario Insurance companies that insure RHDs...as of today

[DRIVER_R32]

F*** f*** f***, another one bites the dust!

[tenkay]

While I didn't qualify for Lant because I don't have a daily, that's... pretty bad for those that did.

[RixR32]

I just heard from Lant, that they will NOT be insuring RHD's that are under 25 years of age. As of recent, they had some claims made over the winter which ****** it up for the rest of us.

Abstract:

"Sorry I do not have good news today – the senior underwriters have advised that we would not be able to insure this car for you. Right hand drive vehicles that are under 25 years of age are no longer being considered under our collector plan"

"Unfortunately it will not – as I mentioned there have been a few claims that have sadly spoiled this for the many that enjoy these vehicles"

If you already have a policy with them then you okay i guess. Or it's just a matter of time before they start cancelling existing policies.
Looks like facility is the only way. Today's a sad day.

"Loads shotgun and goes hunting for these A$$HOLES who ****** it up"

I've had a policy with them since 2006, picking up the phone right fawking now.

Rick

EDIT*** Just got off the phone with them. They will NOT be cancelling existing policies.

Also, they will still write new policies, however they are being extremely strict with the condition of the vehicle, and its use.
IE - They will NOT insure some dumpy $2000 Skyline as they will consider it a daily driver or at the least, not a "collector" vehicle.
I kinda don't blame them now that I've spoken with them, and it has nothing really to do with the vehicle being RHD, this is a COLLECTOR/SHOW car policy.

NOT a backup because someone can't get coverage anywhere else. It just seems that many people with these cars are doing that.

What a Fawkin suprise.....thanks dumbasses.

Rick

[S13Jordie]

"Loads shotgun and goes hunting for these A$$HOLES who ****** it up"

I've had a policy with them since 2006, picking up the phone right fawking now.

Rick

Let us know how it turns out.

[RixR32]

Edited previous post with conversation info.

[DRIVER_R32]

^^^^^^^^^^ ditto^^^^^^^^^^^

[Murchie]

"Loads shotgun and goes hunting for these A$$HOLES who ****** it up"

I've had a policy with them since 2006, picking up the phone right fawking now.

Rick

EDIT*** Just got off the phone with them. They will NOT be cancelling existing policies.

Also, they will still write new policies, however they are being extremely strict with the condition of the vehicle, and its use.
IE - They will NOT insure some dumpy $2000 Skyline as they will consider it a daily driver or at the least, not a "collector" vehicle.
I kinda don't blame them now that I've spoken with them, and it has nothing really to do with the vehicle being RHD, this is a COLLECTOR/SHOW car policy.

NOT a backup because someone can't get coverage anywhere else. It just seems that many people with these cars are doing that.

What a Fawkin suprise.....thanks dumbasses.

Rick

Okay thats good to know that there is still a chance. But i'm still trying to figure out why they said No to a MKIV Toyota Supra RZ. My original post contains the exact response i got from them.

RIXR32 - Who did you speak with? PM me please, maybe i should talk to someone else.

[zac3ne2nr]

Doreen is the person to speak with. You must show proof of a decent daily with full coverage.

[RixR32]

^^ Yes, I believe this is who I talked to. She was very nice, and understood the concern.
They aren't taking any **** with policy abuse is basically the vibe I got....

Rick

[Daryl @ RightDrive]

From what I understand, as a collector car policy holder (not related to my work), some people have really screwed up the system of collector car insurance due to severe abuse of the rules.

From what I understand, there have been kids buying cars, insuring under their parents name, then daily driving them. Then crashing them and expecting a full payout. A complete violation of everything the collector car policy stands for.

As an abiding collector car policy holder, it enrages me that there are such stupid kids out there, who feel that pulling stunts like this is acceptable, and ruining it for everyone else.
At a time when insurance for RHD vehicles is under such scrutiny, it is absolutely terrible that violations such as these are happening.

I hope the violators get charged with insurance fraud, and have their cars written off with no payout.

From what I understand, Lant is longer handing out policies for RHD vehicles as they used to, and things will be changing. Hopefully they will revise the application process, and weed out all the idiots who feel that breaking the rules is acceptable.

[MKIV]

From what I understand, as a collector car policy holder (not related to my work), some people have really screwed up the system of collector car insurance due to severe abuse of the rules.

From what I understand, there have been kids buying cars, insuring under their parents name, then daily driving them. Then crashing them and expecting a full payout. A complete violation of everything the collector car policy stands for.

As an abiding collector car policy holder, it enrages me that there are such stupid kids out there, who feel that pulling stunts like this is acceptable, and ruining it for everyone else.
At a time when insurance for RHD vehicles is under such scrutiny, it is absolutely terrible that violations such as these are happening.

I hope the violators get charged with insurance fraud, and have their cars written off with no payout.

From what I understand, Lant is longer handing out policies for RHD vehicles as they used to, and things will be changing. Hopefully they will revise the application process, and weed out all the idiots who feel that breaking the rules is acceptable.

Agreed..

I don't qualify for Lant. Won't quality for a few years.
In the meanwhile, I'm paying quite a bit with Facility to enjoy my car.

Unfortunately by the time I have 10+ year driving experience it seems there won't be any other options for me.

[RixR32]

From what I understand, as a collector car policy holder (not related to my work), some people have really screwed up the system of collector car insurance due to severe abuse of the rules.

From what I understand, there have been kids buying cars, insuring under their parents name, then daily driving them. Then crashing them and expecting a full payout. A complete violation of everything the collector car policy stands for.

As an abiding collector car policy holder, it enrages me that there are such stupid kids out there, who feel that pulling stunts like this is acceptable, and ruining it for everyone else.
At a time when insurance for RHD vehicles is under such scrutiny, it is absolutely terrible that violations such as these are happening.

I hope the violators get charged with insurance fraud, and have their cars written off with no payout.

From what I understand, Lant is longer handing out policies for RHD vehicles as they used to, and things will be changing. Hopefully they will revise the application process, and weed out all the idiots who feel that breaking the rules is acceptable.

1000% agreed.

Daily or not, occassional or not, nobody under the policy age restriction is supposed to even drive the vehicle.
If someone IS over the age and needs mommy and daddy to get insurance, take the ******* bus.

[Kunzz]

Agreed..

Unfortunately by the time I have 10+ year driving experience it seems there won't be any other options for me.

Hopefully at 25 or whatever age you will be, your rates should reduce quite a bit as most companies tend to lower them once you hit 25.

Shitty situation for us RHD'ers..but yea I agree with Daryl that the system needs to get rid of all these idiots with a strict policy and then HOPEFULLY get back to the 15 years...

[den80]

I went to Lant office today,talked to broker about RHD cars,she told me that they not going to take rhd cars anymore,but will keep and continue to renew ones they already have.

[Daryl @ RightDrive]

I went to Lant office today,talked to broker about RHD cars,she told me that they not going to take rhd cars anymore,but will keep and continue to renew ones they already have.

This is what I was told as well. There was no mention of accepting RHD over 25 years, it was just a straight no to RHD from this point forward.