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Ontario Insurance companies that insure RHDs...as of today

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  • SlidingSideways
    replied
    i just got insurance with statefarm
    1995 gtst i have other cars with them, but i dont think that was a deciding factor in them agreeing to insure me
    i'm 28 and its 168 per month

    the needed 2 exerior pictures and a picture of the vin plate in the engine bay

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  • JDMotion
    replied
    Lant FTW!

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  • Oakville
    replied
    With that being said, here's as accurate as it gets.

    walking off the street, Lant if youve got 10 years of licensed experience and a second car insured with them. If you dont meet those requirements, FACILITY!

    simple as that. a few other companies may budge if youve been with them before, multiple cars etc. but thats it.

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  • cortexx
    replied
    Mattias is right , if the insurance writes it off they take the car , by paying you a cheque they effectively buy the wreck from you .

    My GTR is insured for aorund $26,000 , if you want a good appraisal go visit Mike Kent at rightdfrive , he is a certified appraiser and will give your car a fair value.

    The value of the car bears no relation to the policy cost, in Ontario the insurance company is basing price on liability or personal injury , the cars worth is small potatoes compared to a life changing injury and with Ontario's "no fault" insurance - it's YOUR insurance that payes your losses ( car , income , medical expenses ) .

    Mine is around $1100 a year full collision - drive it when i want , where i want as long as i have another daily driver (which i do) . I lucked out with my company , as far as i know they are not excepting any more skylines but i am being grandfathered ( appropriately lol ).

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  • MattiasJacobs
    replied
    I'm pretty sure if the insurance company writes it off, it's off the road for good. Don't quote me though.

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  • Kunzz
    replied
    Higher appraisal value would equal a higher rate from what i've been told. So if i nudged the appraiser and told him this things not worth more than $6000, if damage ever exceeded that which is quite possible, I could take the "write-off" cheque and fix it myself?

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  • ruckusx2
    replied
    you would need to get a apprsisal guy that knows about nissans and get him to do an appraisal on your car then give that info to the ins co. then you should b fine.

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  • Kunzz
    replied
    For people currently insured, what was your GTR (r32 or r33) appraised at prior to getting insured?!? Purchase price is one thing but they said they'll need to do an official appraisal to determine the value, this will affect my rate.

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  • scottygtr
    replied
    I have my GT-R insured with Lant, but it isn't my daily and I have two other vehicles insured with another company. Hopefully that will point someone else in the right direction.

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  • Xeno-Vibe
    replied
    Yes, this thread is no longer accurate. There are newer threads about it, basically your options are very limited and if you do find someone willing to insure you'll be paying out the ass.

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  • FrankGTS-4
    replied
    think this thread died years ago...sad anyone have recent info ...looking to insure a 92 gts4 in sudbury ontario without going the facitlity way but I will I have to I guess

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  • fletchn8n
    replied
    watching like a hawk!

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  • Daryl @ RightDrive
    replied
    To other members, in the near future, please keep your eyes open for a thread regarding our future plans to fight the insurance situation in Ontario, and what you can do to help. We can't promise that anything will change, but we will give our best effort to make positive change in the industry.

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  • MKIV
    replied
    Great news Daryl! Can't wait to hear more!

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  • Daryl @ RightDrive
    replied
    Guys, RightDrive will start taking some action very soon, and we will need to collect the names, address and phone numbers of RHD owners who are interested in getting fair insurance.
    I'll be able to give you more details soon.

    Leave a comment:

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