Ontario Insurance companies that insure RHDs...as of today

[Oakville]

^^ In your defense, it doesnt add HP....see what they say. they cant deny you coverage cause you changed a body panel...actually you cant be so sure LOL

[aN4rk1]

^^ In your defense, it doesnt add HP....see what they say. they cant deny you coverage cause you changed a body panel...actually you cant be so sure LOL

Yea it doesn't add horsepower. But yea you cant be sure. Tell them something like you had to change due to condition of old panels maybe, thought it would have been a good time to make it look nicer

[Oakville]

or simply, this is how it entered the country. they cant check how they were OEM brand new...technically that is how it is 'stock', since its first day landing in canada.

[aN4rk1]

Yea that works too.

[M-type]

omg ...
im having my appraisal done tomorrow of friday..
certas direct (desjardins general insurance) is my current provider..
yes thet can be picky but they are not stuupid by far.
aftermarket performance upgrade.."performance" being the key word is not allow
As stock as possible is best.. but fixing broken parts with fuctional /cheaper replacement parts if theres no options.. due to harder to find expensive stock replacement part ( with in reason) is okay
ecu upgrades nope , turbo upgrades nope, high performance down pipes/test pipes nope but replacement exhaust with cat okay, brakes okay, any dot spec tires okay, no comp rims, no injectors upgrades, no fuel management system, now turbo timers/boost controllers are okay if you explain its to protect your car from damage and is programmed to stock settings, air filters flashy things ( ss brakes, ss clutch, ss fuel) all good, ss air pipes okay ... no fmic (has to be stock for appraisal), no intake mani/thottle body... unless stock was damaged and no other option was available and nothing else is done to your car then probably okay

now if you get yourself a factory tuned model not deemed a race car then your gravy like say an IMPUL lol sweet
so ill post my results of appraisal/insurance quote by monday

[Nexsys]

for after market parts this is what my car has...


-front mount intercooler
-after market 3.5 inch exhaust
-17inch wedsport SA70 rims with basically brand new kumho spt’s
-brand new front slotted rotors and hawk hp plus pads all around
-fibreglass hood
-fibreglass rear bumper to fit aftermarket exhaust
-HKS boost gauge
-HKS boost controller
-Nismo strut tower bar
-nismo sway bar
-KYB adjustable suspension
-HKS Blow off valve
-Blitz Intakes

[Snake556]

I'm gonna be calling a few places this week. I'll let every one know what goes down

[aN4rk1]

-front mount intercooler

Id be worried...my car has same and they denied me

[Oakville]

...anyone with allstate?

[aN4rk1]

...anyone with allstate?

^^ Me. Urszulla Is a godsend i swear! She knows me by name now haha

[Nexsys]

to bad she cant take on anymore

[aN4rk1]

to bad she cant take on anymore

I know man, it sux. Any further word on your situation?

[Nexsys]

everyone including certas told me to piss off lol, so far only guarantee of insurance is facility, pay them for the months you drive the car, then suspend the insurance for the months you wont be driving it, saves a bit of cash, but not much. For now since its winter just going to wait it out til next year, see if anything new opens up

[aN4rk1]

everyone including certas told me to piss off lol, so far only guarantee of insurance is facility, pay them for the months you drive the car, then suspend the insurance for the months you wont be driving it, saves a bit of cash, but not much. For now since its winter just going to wait it out til next year, see if anything new opens up

Yea Iam afraid to drop the insurance off my skyline for the winter, if fear that I wont get it back from Allstate in the summer. This has happened before as the last owner had a grandfathered policy. So Iam taking it down to fire and theft. Hopefully something new happens new summer, good luck man.

[Nismoist]

or simply, this is how it entered the country. they cant check how they were OEM brand new...technically that is how it is 'stock', since its first day landing in canada.

now if you get yourself a factory tuned model not deemed a race car then your gravy like say an IMPUL lol sweet
so ill post my results of appraisal/insurance quote by monday

I dont think either one of these will work. From the insurance company's point of view 'stock' is stock from the factory not from when it arrived in Canada. That was my point of view of my insurance company at least.

Also unless it is a Nismo edition or something that was an option you could order on the car from Nissan I doubt it would work either as they are not "Nissan factory" editions. That would be like saying "my GTR was tuned by Matchless Crowd Racing so it is stock from the Matchless Crowd Racing factory."