Ontario Insurance companies that insure RHDs...as of today

[Daryl @ RightDrive]

I had a few issues getting someone to commit to insuring my car. I went to one of my parent's brokers, who basically insures anything (our boats, cottage, etc that major companies won't touch). He worked for about 2 weeks calling all the insurance companies he works with and was told all of those companies had RHD cars on their "we do not insure" lists. I find this ridiculous as they don't provide any further explanation. I wonder if there is some recourse to put pressure on them, or at least find out what their specific reasons for not insuring are.
Pretty disappointing...

[Spencer87]

They were the first company I got to ensure my R33. When I got it insured (feb), it was required (I think she mentioned a stipulation on renewing it that related to an appraisal). Personally, I didn't like them. I'm just happy I only had to be with them for 4 months (my best experience with them was when they wiped my cancellation fees because I got insured elsewhere for less).

This is pure speculation but it sounds like they want to see any changes that were done.

[johnnyjohnny]

For those that have their car insured with RSA-Facility, were you required to get an appraisal? My broker just sent me a message saying that Facility would not renew my policy unless I had an appraisal done. I don't recall that this was a requirement when I first got it insured.

[Nexsys]

I went to these guys Monday ... Still waiting on a quote lol

[Oakville]

...whens your renewal? My dads best friend works at economical, and he told me no dice for RHDs.

[Morphy]

I'm with a company called Economical. Full regular policy just as any other car on the road. I currently only have liability on it, awaiting an appraisal to get full collision. Only $650 or so for the year for liability.

Only thing is, that company doesn't deal with the public, you have to go through a broker for it.

[Oakville]

Thanks Brent. its not driveable but it has an RB and a vin plate so Im happy lol. Im thinking about taking off the honda for the summer months so I can insure this under my father, since as of right now it looks like I can only have one car insured under my parents the way things are set up. very conveniently i have an incredibly minor (screw holes in bumper -.-) at-fault from 2 years ago but i had accident forgiveness. So this means basicallly the only company i can get insurance through til the accident goes off my record is allstate.

please let allstate insure jdm-tyte whips!

[advent]

I don't have any tickets it's all clean. Truthfully she seemed a bit lost. I had talk to a person previously that works their and I told her about buying a R32 GTR. She had knowledge of them and mentioned that "their every boys dream car". I'm going to call back with a VIN number and get quoted based on a specific car. Of course talking to the manager this time. I'll keep you guys updated. I'll probably call within this week or next week.

[Nismoist]

Then she said that she recommends that I don't buy it, because it would be over $700 a month (I'm 18 under my dad's name), and that even if I crash they won't cover anything, and that I'm just paying for a useless piece of paper...

Wow thats 8,400 per year, thats more than many people are paying to buy some of these cars. You could always call Royal Facility, sadly they will likely be quite a bit cheaper.

You are going in the right direction as you need to talk to a manager or higher, your base level broker is useless for anything that doesnt pop up in the system. That being said you had better be prepared to strong arm them a bit, unless they are going to lose your entire family's business they are not going to think about taking a chance on an 18 year old with one of these cars. Hell, they may still say no.

If you are serious about getting one of these cars buy a 100% stock model and you might have a chance of getting insurance, currently it seems: mods = no insurance.

Do you have any tickets on your licence? That may also make this much more difficult.

On a semi-unrelated note congrats Ryan (Oakville) on your first Skyline

[Snake556]

Same on this end, guys. I'm looking around for insurance companies before getting mine. No one will even think about it

[Oakville]

makes complete sense. welcome to ontario insurance companies.

im in the same boat as you buddy, idk what Im gonna do.

[advent]

I just called state farm to get a quote on the GTR R32 (My family has been with them for about 5 years now). I just wanted a quote before I went shopping for one. First the woman said that she doesn't see it in the system. Then she put me on hold, came back and said that it would cost the same as my prelude, about $270 a month. Then she put me on hold again, and said that they don't insure RHD cars. I told her that I knew about 3 or 4 people that had been insured through State Farm. Then she put me on hold again, came back and asked... "Why do you even want to buy this car?".... lol
Then she said that she recommends that I don't buy it, because it would be over $700 a month (I'm 18 under my dad's name), and that even if I crash they won't cover anything, and that I'm just paying for a useless piece of paper...
I'm going to call later and talk to the manager, she didn't seem very knowledgeable about it. She just confused me. How can a legitimate insurance company make you pay over $700 without covering any accident charges if god forbid you were to get in one.. Does this even make sense?

[Oakville]

Yes Ontario companies have through the roof rates because no one makes money off insuring RHDs. Only 2 companies in the province left that will insure them, a few other select ones will if you've been a previous loyal client.

[M-type]

Ouch, are you a younger guy or a ticketmaster? I pay like half that for full coverage+fire/thft/van. then again, my 240 is less than $400 a year and no, my rates have not changed since 2005 to keep the value up

26 yr old
1 disobey legal sign-0 d.p.
1 95km in a 80km -0 d.p.
total coverage (19 appraised minus depiciation) with rental replacement

[em_5ive]

Ouch, are you a younger guy or a ticketmaster? I pay like half that for full coverage+fire/thft/van. then again, my 240 is less than $400 a year and no, my rates have not changed since 2005 to keep the value up

Probably because we're in Ontario, and you're in Alberta.