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Insurance for your Skyline

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  • bobbo
    replied
    Well I have 3 cars and a house insured with them... Do you really thing they would be dumb enough not to renew me???

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  • MKIV
    replied
    There's definitely some major benefit to being insured for a prolonged time, but I wonder what will happen to you guys at next renewal?

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  • bobbo
    replied
    Originally posted by MKIV View Post
    How long have you been insured with them?
    5 years on my 2 dailies and home and my GTR since I bought it in Sept of 2009.

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  • sbz
    replied
    im insured with state farm, 22, a single 15k over speeding ticket, no claims, and im $296 a month i believe.

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  • Nismoist
    replied
    Originally posted by Spencer87 View Post
    I don't understand how so much business is being turned down. If one company was to start insuring RHD, they would make a killing.
    Originally posted by MKIV View Post
    I have similar thoughts.
    If you are talking about a broker I would agree with you but for an insurance company/underwriter I disagree, the market is just too small for them. Think about it how many RHD cars do you see versus LHD? I would bet it is well under 1%, even 0.01%. As a result this does not net them very much market share.

    On a related note does anyone know an actuary working at an Ontario insurance company? Perhaps they can explain the rationale behind not insuring RHD.

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  • MKIV
    replied
    Originally posted by Spencer87 View Post
    I don't understand how so much business is being turned down. If one company was to start insuring RHD, they would make a killing.
    I have similar thoughts.

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  • Spencer87
    replied
    Originally posted by DarkCaporaL View Post
    It's not suprising since The Personal (La Personnelle) is a subdivision of DesJardins that specializes in group insurance. It's the same company, it's only normal they would do the same as DesJardins.
    I don't understand how so much business is being turned down. If one company was to start insuring RHD, they would make a killing.
    Last edited by Spencer87; 12-01-2011, 11:46 AM.

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  • DarkCaporaL
    replied
    Originally posted by cdnleaf View Post
    As of November 20th The Personal no longer insures RHDs. We have other vehicles with them / when it came time to insure the GTS a couple of weeks ago - they said no. Hope you remain grandfathered or not impacted.
    It's not suprising since The Personal (La Personnelle) is a subdivision of DesJardins that specializes in group insurance. It's the same company, it's only normal they would do the same as DesJardins.

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  • SFitter
    replied
    Looking at buying a skyline so called Lant insurance who does the silver wheel plan etc. They insure RHD vehicls, cant be your daily driver, and I think you might have to be over 25..... Anyways I use them now and there pretty cheap, maybe $300-$400 per year depending on the value of your vehicle.

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  • MKIV
    replied
    How long have you been insured with them?

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  • bobbo
    replied
    I've got mine insured through the Personal. They give DND employees a discount. Good so far but haven't made a claim yet either.

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  • Xeno-Vibe
    replied
    What are the chances of anyone keeping their skyline stock though? :\
    I mean you pretty much have to inform them when you've modified it or if you get in an accident or need to make a claim they can deny you and hopefully they won't deny people just for basic mods that they wouldn't on LHD vehicles like intake, headers and exhaust.

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  • MKIV
    replied
    Terrible news.

    Facility here I come...

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  • cdnleaf
    replied
    As of November 20th The Personal no longer insures RHDs. We have other vehicles with them / when it came time to insure the GTS a couple of weeks ago - they said no. Hope you remain grandfathered or not impacted.

    Leave a comment:


  • MKIV
    replied
    Thanks guys, glad to help the community. If you or anyone else gives them a try please leave your experience here.

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