Quebec Insurance Thread

[m_melen]

PAFCO is the way to go, especially if you've got a crap record. Found full coverage with good premiums and deductibles. You have to get a broker to call them for you though, they don't deal with the public directly

[frankiman]

i'm insured with AXA
got a great record, except i crashed my GTR last year and claimed 10k$
i'm 20 years old btw

now i got my new GTR, evaluated at 15k$, full insurance, both sides, fire/theft/vandalism
for 1800$ a year

still better then the quote i got for my 95' stock civic si, 2000$ !!!

[PopolZ]

PAFCO is the way to go, especially if you've got a crap record. Found full coverage with good premiums and deductibles. You have to get a broker to call them for you though, they don't deal with the public directly

PAFCO WAS!!!!! the way to go... just received a recommended letter from them today... sorry your car is a RHD, your policy is cancelled as of July 21st. Thank you bubye.


I'll have to call Julien tomorrow

[djmattd]

Insurance

I'm with Gadouas Laflame 450-671-5992, Insurance co. is Lloyd's, i'm 25 and i pay 940 for 2 sides all-dressed insurance.

[BLITZEN]

i'm insured with AXA
got a great record, except i crashed my GTR last year and claimed 10k$
i'm 20 years old btw

now i got my new GTR, evaluated at 15k$, full insurance, both sides, fire/theft/vandalism
for 1800$ a year

still better then the quote i got for my 95' stock civic si, 2000$ !!!

AXA, same thing here, but less fee

[SKYGTR]

i'm insured with Intact
My GTR evaluated at 38,735$, full insurance for 450$ a year

[DarkCaporaL]

I'm looking for options. After 5 years my current company (Optimum) just dropped my policy with the new evaluation because the car is modified (although it's the exact same evaluation as the 2007 one, since I changed squat on the car).

As of yet I here is what I'm getting (companies, not brokers):

-PAFCO: No
-Intact (incl JEVCO and AXA since they were bought by Intact): No
-Universelle: 3000$ for full, 1500$ for 1 side only.
-Loydd's Insurance: Waiting on quote
-Hagerty Silver Wheels: RPB told me they dont do RHD, although alot of people in Ontario with RHDs are with them? I think their policy changed. This would have been the perfect thing for me since I drive it like 1000k a year and only go to meets/shows.

I didn't even bother with the big companies like DesJardins, La Personelle, etc since I know they wont take it.

Any other options? I will sell my car before I start paying 3000 a year in insurance.

[Fred-R]

I'm with Lloydd's. They probably will take you (don't know for how much tho). I pay 750$/yr for ''1 side''. I have to find another insurance company... Last year, I searched a lil and couldn't find any company that would take RHDs...

SKYGTR: How the f*ck did you get that quote? I mean, 450$/yr... Intact doesn't seem to take no more RHDs....

[DarkCaporaL]

Here's the places I've called so far (that used to or did insure RHDs at some point). Keep in mind this is if you're looking for insurance on a RHD as an "off-the-street" customer. Some companies will insure you if you already have other vehicles with them.

-PAFCO: No
-Intact (incl JEVCO/AXA): No
-Echellon: No
-Universelle: $3000+tx for full, $1500+tx for 1 side only (incl fire/theft/vandalism/window)
-Loydd's: $2080+tx for full, $1300+tx for 1 side only (incl fire/theft/vandalism/window). However, Loydd's requires that a TAG location system be installed on the car if you want theft coverage.
-Hagerty Silver Wheels/Custom Wheels: No for now, but still looking into it.

As a reference, my GTR is currently evaluated at $16,000 with light mods (~300hp, intake, exhaust, boost controller, coilovers, half-cage, swaybars front and rear, recaro seats).

I'm 28, 12 years driving experience and zero speeding tickets or reclamations.

So I'd essentially be paying more just in taxes than what I was paying...

[Fred-R]

Isn't Primaco just a financing company?

What dyou mean by ''off-the-street'' ?

[DarkCaporaL]

Isn't Primaco just a financing company?

What dyou mean by ''off-the-street'' ?

Heuu yeah my bad, I meant to say Echellon. Fixed post.

And by off the street I mean you don't have any other business with that insurance company.

[DarkCaporaL]

Just to update, I ended up going with Loydd's through Lareau since they're the only ones I could find that still insure RHDs.

Lareau told me that Loydd's and Universelle are the same company, they just go through different third parties or whatever, very technical details I don't really care about.

$2080+tx for full, $1300+tx for 1 side only (incl fire/theft/vandalism/window), and an additional 350$+tx for the TAG installation which is good for 5 years.

As a reference, my GTR is currently evaluated at $16,000 with light mods (~300hp, intake, exhaust, boost controller, coilovers, half-cage, swaybars front and rear, recaro seats). I'm 28, 12 years driving experience and zero speeding tickets or claims.

F my life.

[Fred-R]

wow!!---^^ that sucks!

[NickVantol]

Hey, Ok im 18yrs old and only had my drivers permit for about a year.
Ive already had one car before never got into any accidents or anything. My Skyline is about to arrive but i just wanna know does anyone have an estimated price i would be paying?

don't feel bad were in the same boat:/



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[navdeepasi]

Hey wondering if anyone has updates on companies that will insure you in quebec?

27, perfect driving record, but have an ontario drivers licence (in QC for school).