Ontario Insurance companies that insure RHDs...as of today

[Snake556]

Thus is life... I'm in the same boat. Need to find someone that will give me some decent insurance rates, but it's next to impossible

[aN4rk1]

Thus is life... I'm in the same boat. Need to find someone that will give me some decent insurance rates, but it's next to impossible

Talk to Goncalves

[Snake556]

Oh? Alrighty

[Robski]

You know what I don't get is when you are a long time client and have your cars and house etc. with the company and then when you want to get RHD drive insurance they piss themselves. Like I want to give you my money why wont you take it? Pisses me off.

[Oakville]

That thousand they make a year from each car doesnt come close to the 15k they have to pay out when your skyline gets bumped into and the owner files a claim.

ins company finds oem new bumper for like 900 shipped from japan, they write the car off.

[aN4rk1]

ins company finds oem new bumper for like 900 shipped from japan, they write the car off.

This cant be right. I was bumped by another douche and I filed a claim. It was entirely his fault. The damage was dents and scratches on the JDM passenger side front quarter panel but ofcourse I wanted it fixed. I bought a quarter panel on this forum and gave it to a body shop. They PAID ME double for it. How the eff does that work???

[DarkCaporaL]

I once got side swiped on the highway (not RHD though), and when I did the estimate to have it repaired it was like 800 bucks (front fender damage only).

I knew I could fix it myself with little effort, so I negotiated with the insurance company and got them to pay me 500$. I then proceeded to fix it myself for the mere cost of 1h of my time + 20$ in supplies. So I actually made money from that accident, and since it wasn't my fault I didn't get any premium increases, plus it wasn't considered as a claim on record since it was a side transaction (other insurance companies will never know unless I tell them).

Insurance companies can and will negotiate to save some cash. If they are going to write off your car because of a so called 900$ bumper (which I still dont see how this would benefit them), just deal with them, get them to pay you 600$, buy a bumper, change it yourself in 15 minutes and pocket the rest.

[Nvdgtr]

When I'm calling a insurane company for a quote, do I say I'm insured allready under my parents policy? Or no... Or would they already know... My mom said if I buy a Gtr I have to put it in my name and I have to get my own insurance. But can one car be insured under one company and my Gtr be under a different?

Thx

[ruckusx2]

yes.....

[cschepp]

Ok cars done and need some insurance! Hook me up with someone people. My broker I normally deal with is off on sick leave

[Oakville]

It all depends how its looked at by the owner. I know kids that in the past havent been able to sell their cars, if something happens, file a claim and say "its all up to you to fix it" to insurance. If you negotiate with the company, and find the parts, usually theyll pay you. Insurance companies dont buy parts from forums or private sales, only parts companies/dealerships that theyre buddy buddy's with (discounts). since you cant buy jdm tyte parts at local dealers, they have nowhere to go.

[ruckusx2]

if you had your full lic for few yrs & have anouther dailydriver car insured with anouther company .
you can get classic ins from silverwheels.

http://www.lant-ins.ca/silver_wheel_plan.php

[cschepp]

The only problem is I don't this will be my year round beast. Throw some ideas out there boys as I'm running out of ideas. I'm going to give economical mutual a call tomorrow and see what they could do for me possibly. I just want to have a back up plan

[ruckusx2]

my boy just got ins for his gtst & gsxr600 with statefarm today & he is 25yrs old

[cschepp]

Thanks man, I'll give them a shout tomorrow as well