Ontario Insurance companies that insure RHDs...as of today

[Gousss]

Lant ensures only if you have 10+ years of driving experience which is for me almost 2 years away. So what else for the rest of us?

I did get a decent quote through Desjardins, but how difficust would it be to pass the appraisal? Would it be easier if the car was imported through one of the JDM importers?

[Oakville]

desjardins isnt bad...the car just has to be stock lol. my buddys are all on desjardins, but cant have any mods. little things like catback are usually semi ok, anything more than that and theyll pull your policy.

[Lhun]

+1 for statefarm. They will insure mine. I'm 28.

[Nexsys]

who did you call from state farm and how much did they quote you?

[quadracer111]

desjardins isnt bad...the car just has to be stock lol. my buddys are all on desjardins, but cant have any mods. little things like catback are usually semi ok, anything more than that and theyll pull your policy.

I hear they wont even let you have an aftermarket cd deck...

[Snake556]

Please tell me you're joking

[Gousss]

Quadracer is probably right, from the language desjardin used when they said the car has to be stock when its appraised.

So does that mean that Felicity is the only choice if you want to legaly modify your car even a little bit? I mean there are cars listed on kijiji that are sometimes up to 500whp or so... where can you ensure these kind of cars?

[Matty]

+1 for statefarm. They will insure mine. I'm 28.

I believe State Farm will only insure you if you had an existing policy before you had your rhd.
My buddy is insured through them and this is what they told him.

[Matty]

Quadracer is probably right, from the language desjardin used when they said the car has to be stock when its appraised.

So does that mean that Felicity is the only choice if you want to legaly modify your car even a little bit? I mean there are cars listed on kijiji that are sometimes up to 500whp or so... where can you ensure these kind of cars?

Its called Facility. And yes you can ensure just about anything with them. It is law in Ontario that everyone has to be provided insurance. This is where companies like Facility come in to play. They are the last resort, end all be all of insurance. They charge incredibly high premiums but will take the business when no one else will.

[r33_gtst]

I was on facility for the first two years I had my car. Was only $250 a month
Now have my policy with state farm

[S13Jordie]

desjardins isnt bad...the car just has to be stock lol. my buddys are all on desjardins, but cant have any mods. little things like catback are usually semi ok, anything more than that and theyll pull your policy.

I was told no Huge engine mods, giant turbos, nitrous ect ect. wheels and suspension is fine.

[DarkCaporaL]

Was only $250 a month

There is something wrong with this picture.

[RixR32]

I was on facility for the first two years I had my car. Was RAPED AT $250 a month
Now have my policy with state farm

Corrected. Lol.

[trickey1991]

im with desjardin and like Jordie said..no power mods..but body and looks is fine..i painted my car and didnt even have to tell them by the girl did ask "your not having and tigers or anything painted on the hood and sides right ?" ahahah i lol'd for a solid 3 minutes.. i pay $95/month

[trickey1991]

no true i was talking to them the other day ..cuz i put a radio in mine and its fine..all they care about is performance mods.

I hear they wont even let you have an aftermarket cd deck...